Golden-Compass • Finance
✨Test Your Knowledge

Mortgage Loan Simulator

Take control of your real estate project: estimate your monthly payments and your budget with precision.

Calculate your monthly payments precisely

Visualize your loan amortization

Plan your real estate project

Start simulation

Simulate your mortgage in 3 easy steps

Before diving into the numbers, take thirty seconds to understand the shortest path to a reliable estimate. Our tool is designed for everyone – first-time buyers, investors or just the curious! Follow these three steps and you'll get a clear picture of your monthly payments, total cost and impact on your budget.

  1. 1
    Set up your loan
    Enter the amount to finance, the desired term and the rate offered by your bank. Instantly see the bare monthly payment, excluding insurance.
  2. 2
    Fine-tune with options
    Add the insurance rate, your monthly income and specify whether to include notary fees. The simulator then computes your debt-to-income ratio and the project’s global cost.
  3. 3
    Explore the interactive results
    Browse the amortisation chart or detailed table, test an early repayment and compare several scenarios to find the most advantageous setup.

Ready? Move the sliders or type your figures – everything updates in real time.

Simulateur de crédit immobilier

Options de base

200 000 €
10 0002 000 000
20 ans
135
2,5 %
010
0,3 %
02
Mensualité
0.00 €
Taux d'endettement: 0.0%
Durée totale20 ans(240 mois)
Total Remboursé0.00 €
Dont Intérêts0.00 €
Total assurance0.00 €
Frais de notaire0.00 €
Coût total du projet0.00 €

Primo‑accédant

Budget serré, prêt maîtrisé pour rester sous 33 % d'endettement.

Investisseur

Projet locatif avec objectif de levier maximal.

Famille

Maison spacieuse avec revenus confortables.

Avec un prêt de 200 000 € sur 20 ans à un taux d'intérêt annuel de 2.5% + assurance (0.3%), votre mensualité est de 0.00 €.

Guide du crédit immobilier

Additional Information

FAQ

Consultez notre foire aux questions complète pour en savoir plus.

Note importante

Important note: This tool is provided purely for educational purposes and does not constitute financial, tax, or investment advice.